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Take Control of your Finances

You can’t effectively move forward without knowing where you currently stand. This section is intended to provide you with resources to correctly identify where you stand financially and help you take control of your financial situation. Job changes invariably bring about changes to your personal finances. Use this section to take a good look at your options and develop a balanced understanding of where you might want to go.

BALANCE Financial Fitness Program

Even if you are facing tough financial decisions, joining EGEFCU is a smart idea. Our members now enjoy unparalleled access to financial education and credit counseling through a unique financial program called BALANCE. This program is helpful if you’re looking to develop a more workable budget or savings plan, trying to get out of debt, want to better understand your credit report, or are simply looking for clarification on a financial topic. BALANCE provides access to confidential financial counseling and education. This unique financial partner works with the Credit Union in order to help our members and their families better achieve their financial goals.


We have also opened up FREE unlimited access for our membership in BalanceTrack, a comprehensive, module-based, financial education site. BalanceTrack will help you get the financial education you need in topical, easy to use online workshops.

Whether you are looking for financial advice, counseling, or self-guided financial education, EGEFCU, BALANCE, and BalanceTrack have you covered!

Members of the Erie General Electric Federal Credit Union may call 1.888.456.2227 or logon to www.balancepro.net today to get started with a financial counselor and start taking advantage of this FREE service.

Interested in applying for membership in the Credit Union? Joining is also FREE (simply maintain $25 in a Savings account to be a member). Click here to apply or to find out more, click here www.egefcu.org or call the Credit Union directly at 814.456.6231.


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Free, Confidential One-on-One Credit Counseling

Life happens. You may have been out of work, had an illness in the family, or made some spending mistakes in the past. Now you’re ready to move on, but unable to get the credit you need to succeed financially.

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Creating Opportunities for Financial Gain

MEMBERS Financial Services Representative, Jerry Kemick, has one objective: to help you reach your financial goals. Jerry is available to help you make sound financial decisions that are consistent with your risk tolerance, investment time-lines and long-term goals.

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PLAN IT Retirement Toolkit

Our new online retirement toolkit helps make planning for retirement easier. PLAN IT is an exclusive website for our membership which helps guide EGEFCU members through some of retirement’s biggest questions. This site is not only for members over 55 years of age, but for anyone thinking of retiring one day.

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Credit: Are you buried in debt?

If you’re having trouble paying your bills, start to work your way out of debt by contacting your creditors and considering credit counseling. Just as important: Avoid payday loans that could lead you deeper into debt and steer clear of scam credit repair clinics.

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Credit: Debt repayment strategies

If you’ve run up big credit card bills or taken on too much other debt, here are three smart ways to start chipping away at your balances.

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Managing your money: These Traps May Be Hazardous to Your Wealth

Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity.

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Managing your money: Easy ways to save

Here are four surefire ways to boost your savings: Get a handle on your spending, put your saving and investing on autopilot, make the most of your savings, and stop overpaying your federal income taxes if you’re getting big tax refunds.

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Tip
You can save up to $100 per year in gasoline if you keep your engine tuned and the tires properly inflated.

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